Employee health insurance?

ur employee health insurance just went up, as employees we pay half. I would like our employer to offer us a set amount and we could go out and find our own. I found one that is less than my half is now, but with higher deductible. Our current insurance went up a $100 (my share) and to 30% co-pay from 20%. So in a real illness, my out of pocket would bankrupt me. The one I found has $6000 deductible but then pays at 100%, not the 70% offered. My question, Are my employers are allowed to offer a lump sum in Texas? Or does anyone know where I could call to find out? They do not want to be penalized (taxes and such), but would willing to do this.

BEST ANSWER: Try this site where you can compare quotes:COVERAGE-FINDER.NET

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